Business Loans

Fuel Your Business Growth

Flexible financing solutions for business expansion, working capital, and equipment purchase.

Grow Your Business with the Right Funding

Whether you're looking to expand operations, purchase new equipment, or manage cash flow, securing the right business loan is crucial. At JPN Finserv, we help entrepreneurs and business owners navigate the complex landscape of business financing to find solutions that align with their growth objectives.

Who This Is For

  • Established businesses seeking expansion capital
  • Startups with proven business models
  • Manufacturers purchasing machinery
  • Retailers managing inventory and cash flow
  • Service providers scaling operations
  • Exporters and importers needing trade finance

Types of Business Loans

  • Term Loans: Long-term financing for expansion and capital expenditure
  • Working Capital Loans: Short-term funding for daily operations
  • Equipment Finance: Purchase machinery and equipment
  • Letter of Credit: Trade finance for import/export businesses
  • Unsecured Business Loans: No collateral required for eligible businesses

Eligibility Requirements

  • Business vintage: Minimum 2-3 years
  • Annual turnover: ₹10 lakhs+ (varies by product)
  • Profitability: Positive cash flow and profit
  • Credit score: 650+ preferred
  • Documentation: ITR, GST returns, bank statements
  • Collateral: Varies by loan type and amount

Required Documentation

  • Business registration documents
  • Last 2-3 years ITR and financial statements
  • Last 12 months bank statements
  • GST returns (if applicable)
  • Business plan and projections
  • KYC of business owners/directors
  • Property documents (for secured loans)

How We Help

  • Product Matching: Identify the right loan type for your needs
  • Bank Comparison: Compare rates from multiple lenders
  • Documentation Support: Help prepare and organize all paperwork
  • Application Processing: Submit to banks and follow up
  • Negotiation: Secure better terms through our relationships
  • Post-Disbursal: Ongoing support for any queries

Calculate Your EMI

Use our interactive calculator to estimate your monthly payments

₹
₹1L ₹10Cr
%
1% 25%
Yrs
1 Yr 30 Yrs
Your Monthly EMI
₹43,391
per month
Principal Amount
₹50L
Total Interest
₹54.14L
Total Payment
₹1.04Cr

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Ready to Fund Your Business?

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